The Montana Weekly Work Comp Brief (#17 – February 20, 2026)

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Montana Workers’ Compensation Court

No new enumerated decisions this period.

Montana Workers’ Compensation Stipulations Summary (through Feb. 19, 2026)
Plan 2
Case Name DOI Body Part(s) Settlement Type Settlement Amount Petitioner Attorney Respondent Attorney
Marianne Culver. Victory Ins. Co. 10/25/24 Right lower extremity and knee Full and Final – Medicals Closed $5,000.00 Rasmusson, Eric

Rasmusson Law Offices, PLLC

Harrington, Thomas

Laird Cowley, PLLC

Martin Del Rio v. American Zurich Ins. Co. 3/27/25 Low back Full and Final – Medicals Closed $65,000.00 Overturf, Greg

Odegaard Injury Lawyers

Buckwalter, Mark

Summit Law Group, PLLC

Maxine Lane v. Liberty Northwest Ins. Co. 3/13/01 Low back, right foot Full and Final – Medicals Closed $15,000.00 Fletcher, Steve

Fletch Law, PLLC

Potts, Adrianna

Potts Law, PLLC

Adam Patouhas v. Zurich American Ins. Co. 2/26/25 Low back Full and Final – Medicals Closed $70,000.00 Rasmusson, Eric

Rasmusson Law Offices, PLLC

Potts, Adrianna

Potts Law PLLC

Trenton Standing Rock v. Zurich American Ins. Co. 12/31/23 Right shoulder Full and Final – Medicals Closed $100,000.00

Incl. MSA of $48,426.86

Miller, Megan

Fair Claim Attorneys

Potts, Adrianna

Potts Law PLLC

Stephanie Woods v. Liberty Mutual Fire Ins. Co. 5/11/07 Head, neck, and low back. Full and Final – Medicals Closed $165,162.00

Incl. MSA Seed Money $38,542.00

MSA Annuity $96,620.00

Tadlock, Charla,

Murphy Law Firm

Potts, Adrianna

Potts Law PLLC

ESD Settlements Approved through Feb. 13, 2026
Plan 1
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Winston, Jeanne 10/19/11 Upper Back Best Interest $67,891.82 Murphy, Thomas
Plan 2
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Duffy, Thomas 4/4/23 Foot Best Interest $45,000.00 Blackaby, Dean
Flamand, Donnie 2/5/25 Shoulder(s) Best Interest $80,000.00 Dalpiaz, Leslae
Plan 3
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Anderson, Michelle 9/19/24 Upper back; Best Interest $75,000.00 Tourtlotte, Matthew
Bergholm, Bladen 9/19/25 Hand Disputed Initial Compensability $2,100.00 None
Boys, Michael 4/25/25 Finger(s) Best Interest $5,400.00 None
Cooper, Jami 10/9/24 Foot Best Interest $250.00 None
Gutierrez, Kelvin 11/11/25 Knee Disputed Initial Compensability $10,000.00 None
Nagel, Kenneth 5/4/23 Knee Petition for Settlement – Medicals Closed $90,000.00 Murphy, Matthew
Robbins, Robert 8/14/19 Upper back Petition for Settlement – Medicals Reserved $40,000.00 Dalpiaz, Leslae
Spilker, Shae 11/1/25 Unidentified Disputed Initial Compensability $900.00 None
Tamblyn, Scot 1/15/25 Soft Tissue Disputed Initial Compensability $140,000.00 Tourtlotte, Matthew
Urrea, Robert 5/3/25 Soft Tissue Best Interest $7,500.00 None
Williams, Jeffrey 5/28/25 Low Back Disputed Initial Compensability $2,800.00 None
UEF
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Mote, Donald 7/9/25 Multiple Trunk Disputed Initial Compensability $10,000.00 None
5 Key Insights for Montana Work Comp Professionals
  1. No New Enumerated WCC Decisions – Litigation Climate Signal

The report notes “No new enumerated decisions this period.”

For practitioners, this suggests:

  • A continued settlement-driven environment.
  • Fewer precedential rulings shaping statutory interpretation.
  • Strategic value in negotiated resolutions over trial risk.

This reinforces the importance of settlement positioning, especially in disputed compensability matters.

  1. Plan 2 Full & Final (Medicals Closed) Values Show Clear Tiering

Plan 2 settlements (medicals closed) range from $5,000 to $165,162, with notable clustering:

  • Low back cases: $65,000 – $70,000
  • Shoulder case: $100,000
  • Multi-region spine (head/neck/low back): $165,162

Insight:

  • Low back claims continue to produce mid-five-figure closures.
  • Shoulder and multi-body region spine claims push into six figures.
  • Body part and chronicity remain strong value drivers.
  1. Medicare Set-Aside (MSA) Structure Increasingly Significant

Two Plan 2 settlements include MSAs

  • $100,000 shoulder case with $48,426.86 MSA
  • $165,162 case with $38,542 seed + $96,620 annuity

Insight:

  • MSAs are consuming a substantial portion of gross settlement value.
  • Structured MSAs (seed + annuity) are being utilized in higher-exposure claims.
  • Practitioners must assess net-to-claimant value carefully when negotiating closures involving Medicare beneficiaries.
  1. Disputed Initial Compensability Cases Show Wide Valuation Spread (Plan 3 & UEF)

Disputed initial compensability settlements range from:

  • $250 – $2,800 (minor soft tissue/finger/low back)
  • $10,000 (knee; UEF trunk)
  • $140,000 (soft tissue)

Insight:

  • Minor injury compensability disputes resolve at nuisance values.
  • However, higher-risk exposure claims (e.g., soft tissue with potential wage loss or future exposure) can still drive six-figure settlements even under dispute posture.
  • Carriers are selectively paying to eliminate litigation uncertainty.
  1. Attorney Representation Strongly Correlates with Higher Settlement Values

Observations from the data

  • The highest-value Plan 2 settlements are attorney-represented.
  • Many low-value disputed compensability settlements (under $10,000) show “None” for attorney.
  • Plan 3 “Petition for Settlement – Medicals Closed” cases reach $90,000 when represented.

Insight:
Representation appears correlated with:

  • Higher negotiated value
  • Medical closure
  • Structured settlements
  • Complex litigation posture

For Montana practitioners, this underscores both:

  • The economic impact of representation on claim valuation
  • The strategic advantage of structured settlement planning in higher exposure claims

 

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