The Weekly Montana Work Comp Brief (#7 – Dec. 12, 2025)

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Montana Workers’ Compensation Court

No new enumerated decisions this period.

Montana Workers’ Compensation Stipulations Summary through Dec. 11, 2025
PLAN 1

No approved stipulations for Plan 1 carriers.

PLAN 2
Case Name DOI Body Part(s) Settlement Type Settlement Amount Petitioner Attorney(s) Respondent / Insurer Attorney(s)
Brewchard Cooper v. Old Republic Insurance Co. August 2, 2024 Knee Lump-sum disputed liability settlement; medical partially closed $15,000.00 Tommy Murphy,

Murphy Law Firm;

Joe Maynard

Crowley Fleck PLLP

Matthew Jones v. UEF v. Cincinnati Insurance Co. / AK Builders, LLC September 25, 2024 Right ankle, lumbar spine (burst fracture) Global WC + third-party settlement; full and final $175,000.00 Matthew Murphy, Tommy Murphy,

Murphy Law Firm;

Ben Snipes,

Kovacich Snipes Johnson, P.C.

Seth Cunningham, John Knisely,

Brown Law Firm, P.C.; (Cincinnati);

Dean Blackaby,

Montana Work Comp Solutions (AK Builders)

Geoff Keller,

Mediator

Scott Lytle v. Wesco Ins. Co. June 24, 2024 Right forearm, cervical, cephalohematoma Lump-sum disputed settlement with professionally-administered MSA $80,000.00 Matthew Murphy,

Murphy Law Frim

Charlie Smith,

Crowley Fleck PLLP

Tammy Cordis Reynolds v. American Liberty Insurance Co. Feb. 14, 2021; Nov. 7, 2022; Apr. 18, 2023 Knee, back, low back Lump-sum disputed liability settlement with self-administered MSA $79,000.00 Leslae Dalpiaz,

Dalpiaz and Associates

Joe Maynard,

Crowley Fleck PLLP

Tammy Maul v. XL Insurance America Jan. 9, 2017; Feb. 19, 2018; June 30, 2020 Finger, hand, wrist Lump-sum disputed liability settlement; medical closed $55,000.00 Thomas Bulman,

Bulman Jones & Cook PLLC

Joe Maynard,

Crowley Fleck PLLP

 PLAN 3

No approved stipulations for Plan 3 (Montana State Fund).

ESD Settlements Approved through Dec. 5, 2025
Plan 1
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Morse, Brenda 10/25/2023 Lower Arm Petition for Best Interest $50,000.00 Odegaard, Paul
Plan 2
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Bent Pena, Ozzy 6/10/2025 Foot Disputed Initial Compensability $5,000.00 Brann, Aaron
Hubbard, William 10/14/2024 Shoulder(s) Petition for Best Interest $25,000.00 Brann, Aaron
Chasteen, Jesse 6/14/2023 Hip Petition for Best Interest $73,719.00  
Mork, Preston 8/28/2023 Lower Back Area Petition for Best Interest $18,000.00  
Trotter, Destiny 6/14/2025 Multiple Body Parts Petition for Best Interest $15,000.00  
Wolfe, Holly 10/3/2025 Lower Back Area Disputed Initial Compensability $1,500.00  
Plan 3
Claimant Name DOI Body Part Settlement Type Settlement Amount Attorney
Espinoza, Ricardo 12/14/2021 Soft Tissue Single Issue Settlement $62,000.00 Overturf, Lea
LaCourse, Glenn 9/2/2025 Lower Back Area Disputed Initial Compensability $9,000.00 Dalpiaz, Miranda
Strong, Branadine 12/19/2022 Skull Petition – Medical Closed $24,999.99 Storrar, Keif
Thomas, Joshua 10/7/2022 Internal Organs Petition for Best Interest $105,000.00 Dalpiaz, Miranda
Heintz, Brittany 8/8/2025 Internal Organs Disputed Initial Compensability $2,150.00  
Herbst, Chad 7/22/2025 Lower Leg Disputed Initial Compensability $2,300.00  
Sinks, Parker 2/12/2025 Lower Back Area Disputed Initial Compensability $1,000.00  
 5 Key Insights for Montana Work Comp Professionals
  1. Plan 2 dominates stipulated resolutions this reporting period, while Plans 1 and 3 were largely quiet.
    No approved stipulations appear for Plan 1 carriers or the Montana State Fund (Plan 3) during this reporting period, reinforcing that negotiated stipulations—particularly lump-sum disputed liability settlements—are overwhelmingly a Plan 2 phenomenon
  2. Disputed liability settlements skew toward modest lump sums—unless catastrophic injuries or third-party claims are involved.
    Most Plan 2 disputed liability settlements fall in the $15,000–$79,000 range, but the $175,000 global WC + third-party settlement involving a lumbar burst fracture demonstrates how exposure escalates sharply when severe injuries and parallel civil claims intersect.
  3. Lower back and multi-site injuries remain the most common settlement drivers across plans
    Across both WC stipulations and ESD settlements, lower back/lumbar spine injuries appear repeatedly, often paired with “multiple body parts” or additional orthopedic involvement—confirming their continued role as high-risk, high-cost claim categories in Montana.
  4. Disputed Initial Compensability claims resolve cheaply—but frequently
    ESD data show numerous Disputed Initial Compensability settlements resolving for $1,000–$9,000, suggesting insurers are regularly using low-dollar settlements as a cost-containment tool to close marginal or documentation-weak claims before litigation costs escalate.
  5. Petitions for Best Interest remain the preferred mechanism for higher-value ESD resolutions
    The largest ESD settlements—often $50,000 to $105,000—are overwhelmingly approved through Petitions for Best Interest, signaling continued judicial comfort with this pathway when significant medical exposure or long-term risk is present

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